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  • Confidential Invoice Finance Solutions

    Invoice finance enables money to be released from unpaid invoices as soon as they are raised. It can be a good solution for businesses who face challenges with cashflow or want to finance further growth as funding can grow with your business as the amount you can access is relative to the value of your outstanding invoices.

    Apply now →

Release your potential and regulate cash flow

White Oak Commercial Finance can provide Invoice Finance options starting at £500,000 over a maximum of 120-days funding against receivables and up to 90-days for inventory funding.

  • Up to 90% advance rate
  • An alternative to traditional types of finance
  • Instant access to money tied up in outstanding invoices
  • Leaves you in control
  • Fully confidential facility

Please note that charges and loan servicing fees are spread over Bank Base Rate or LIBOR Rate.

Is Invoice Finance right for my business?

  • Are you a B2B business?
  • Is lack of working capital holding you back?
  • Does your business need to refinance existing options?
  • Do you have a low dispute level?
  • Have you identified a growth opportunity?

If so, please talk to our team about an Invoice Finance solution for your business.


How does it work

  1. Borrower supplies goods/services to buyers/debtors
  2. Buyer confirms receipt of goods/services and invoice payable
  3. On confirmation of the invoice White Oak Commercial Finance releases up to 90% of the invoice value to the borrower
  4. At the payment term date, the buyer/debtor will pay White Oak Commercial Finance 100% of the invoice value
  5. On receipt of the buyer/debtor payment, the borrower will have access to the difference in funds advanced

Refer your clients with confidence

  • Speed of execution
  • Broad product offering
  • Dedicated deal management support
  • Efficient in-house underwriting process to unlock cash for your customers
  • We pride ourselves on creative lending solutions for complex funding scenarios
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